Take advantage of free tools that are at your service, reduce luxuries and avoid spending your money on unnecessary things from day to day. You can stop buying, for example, sweets and street food. Do not go so much to the address, kitchen if it is the case.
A person takes 4 to 6 months to get a new job, it is essential that we Colombians become aware of the importance of including in the monthly budget an item for savings, since to the extent that finances are healthier, this percentage may increase, as recommended by experts. In addition to planning, another important step is to rely on the family, tell the situation and foresee the expenses that are essential, such as services, health or food.
"In these cases you must act intelligently, you must reduce expenses, lower the products that can be a luxury, subscriptions and others. The settlement and savings can be converted into provisions to have a cushion in them, so that a series of investments can be made in the future and thus have another type of income. In case of having debts, there are alternatives to which you can receive.
"As of October 1, 2012, the Economic Insolvency Law is in force, a legal strategy for individuals to negotiate or settle their debts. The law offers the opportunity for people to stop paying their debts for several years after starting the process. A good alternative to manage the debts in a transit of unemployment is to identify the economic resources with which they are counted, that is to say, layoffs, savings in the fund of employees or cooperatives, validate if you have an unemployment insurance.
Based on this analysis, a budget should be organized so that each month financial obligations can be met while you return to work. Although the ideal is to build a reserve fund, saving at least 10% of monthly income.
In short, be prudent. While you are looking for a job you can change some tastes and find new ways to have fun, change the plans you regularly make and attend, for example, free public events, use public transport and ride a bicycle to reach your destinations.